Alif was founded in 2014 by Abdullo Kurbanov, Zuhursho Rahmatulloev, and Firdavs Mirzoev shortly after their return to Tajikistan after years of educational and professional activities abroad. Over the past seven years, the company has developed into one of the leading fintech companies in the country, offering its clients a system of technological and financial solutions.
Alif is the market leader in POS (Point-of-Sale) financing with its installment cards and overdrafts without commission. It is also the largest online B2C platform (alif.shop), the most widely used mobile wallet (alif.mobi) in the country, and an exclusive integrator with the country’s largest classifieds website.
These services are supported by several internal development programs: core banking, customer relationship management (CRM), mobile wallet, card processing, and an HR and recruitment system developed by Alif’s team of more than 100 software engineers.
Building on strengths, Alif also goes international by opening its first office in Uzbekistan. As an objective of the company, Alif is also focusing on making remittances cheaper and faster in Tajikistan and beyond.
Mr. Abdullo Kurbanov is CEO and Co-founder of Alif Bank, the fastest growing neobank in Tajikistan. Alif currently has over 610 employees and 600 thousand users in three countries (Tajikistan, Uzbekistan and Russia). Abdullo is also a co-founder of Somon.tj (a classifieds website) – currently the second most popular website in Tajikistan (afterGoogle). Previously, he served as Deputy Chairman of the Board of Orienbank, one of the largest commercial banks in Tajikistan. Prior to joining Orienbank in July 2012, Mr. Kurbanov was Vice-President for Mining Investments at Origo Partners PLC, a British private equity company with investments primarily in Mongolia and China. He was based in Ulaanbaatar and was in charge of Mongolia investments, managing the portfolio of existing assets (copper, coal, moly projects) and developing new deals. Earlier, Mr. Kurbanov was based in London working as an analyst in the Metals & Mining team of UBS Investment Bank, a Swiss global investment bank. He also worked for Oliver Wyman (Financial Consulting) out of London and Moscow. Mr. Kurbanov holds an MS in Finance with Distinction from the London School of Economics, UK (2009) and a BA in Management with High Honors from Bogazici University in Istanbul, Turkey (2008)
Mr. Zuhursho Rahmatulloev is Co-Founder of Alif Bank in Tajikistan and CEO of Alif Moliya in Uzbekistan. Prior to founding Alif, from 2011-12, Mr. Rahmatulloev served as Business Development Manager at BDO Tajikistan, one of the leading audit firms in the country. Previously he also co-founded and failed a number of start-ups in real estate andtourism. In addition, he co-founded a Public Organization, “Peshraft,” which supports young leaders through various stipend programs as well as different social and volunteering initiatives. Mr. Rahmatulloev holds an MA in International Political Economy with merit from the University of Warwick, UK (2010) and a BA in Business Administration with merit from London South Bank University (2009). He also holds a Chartered Islamic Finance Professional degree from the International Centre for Education in Islamic Finance (INCEIF) in Kuala Lumpur, Malaysia (2013), one of the leading educational institution in the field.
Mr. Firdavs Mirzoev is Co-founder of Alif Bank in Tajikistan. Prior to moving full time to Alif Bank he was the managing partner of one of the leading law firms in Tajikistan – Nazrisho & Mirzoev law firm, advising mainly international financial institutions and foreign investors on different matters of Tajik law. Mr. Mirzoev holds an LL.M degree from the Saint Louis University School of Law (2011) and a diploma in law with honors from the Tajik State National University Faculty of Law (2007). He is also an Honorary Legal Adviser to the British Ambassador to Tajikistan and a CEDR accredited Mediator.