Sunday, June 16, 2024


Operating Status:
Not Yet Launched
Middle East
Countries in Operation:
Countries with Offices:
Bahrain, Denmark, United Kingdom

Company Profile

COCOA is a leading ethical and sharia-compliant robo-advisor. Our solution is built for the digital consumer and helps people automatically build long-term investment savings. Our solution is open to all investors from experienced to new. Professional management of your money with low fees and low account minimums starting at 100 USD.

Omar Shaikh


After many years working in the asset management industry in London, I left to create my own ethical investment company – one that I would be proud to use myself. Frustrated at the lack of true ethical and Islamic complaint investment options with much of what was available lacking transparency and often requiring large minimum investments, I was confident I wasn’t the only one looking for a better solution.
The team at COCOA has spent 4 years investing and building one of the first online and fully Islamic-compliant investment companies.

We are overseen and regulated by the Bahrain Central Bank (CBB), having made our decision to base our headquarters in one of the global centers of Islamic banking. We are proud of what we have built and the solid relationships we have made along the way.

We knew the wealth management industry needed a complete rethink looking at not only the quality of what was offered, but also how this was delivered, and importantly what customers were charged. Firstly, we only invest in Islamic-complaint investment funds that we are confident are properly run and certified. We don’t charge a premium fee for the illusion of a personal relationship with a salesman. We don’t use confusing technical jargon. We don’t hide any information about fees, and we don’t hide where your money is invested or how your plans are performing.

Instead, we provide complete transparency. This, we hope, will give you confidence and peace of mind that we always work in your best interests and deliver what we promise. Through our mobile application, we can have you set up in under 10 minutes and you can create as many investment plans as you like. As your investment manager, we regularly rebalance your portfolio from a range of assets and approved funds that we have screened to share our values and passion for Islamic investing. We keep a close personal relationship with our fund managers and continuously monitor them to give you the best chance of keeping on track to reach your financial goals.

We are proud of what we have achieved already, possible only through the commitment of a talented team of investment and technology experts. We aim to be the new better standard for how investing can, and should be done, as such, we have attracted much media attention from around the world as we continue to challenge an industry that hasn’t always put the customer first. We love hearing from our customers, as our goal is to help as many people as possible to build a healthier financial future.

If you are an existing customer, thank you for your continued support. If you are a new customer, we look forward to having you onboard.

Omar Shaikh