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SnapNPay™ is an Ethical Payment Facilitator (E-PF) providing a convenient and secure online payment solution through the SnapNPay Payment Exchange. All payments via the SnapNPay Payment Exchange must be for the purposes which are free from prohibited elements; maysir (gambling), gharar (uncertainty) and riba (interest).SnapNPay™ is an Ethical Payment Facilitator (E-PF) providing a convenient and secure online payment solution through the SnapNPay Payment Exchange. All payments via the SnapNPay Payment Exchange must be for the purposes which are free from prohibited elements; maysir (gambling), gharar (uncertainty) and riba (interest).