Amartha is pioneering P2P lending for micro-entrepreneurs.

We connect unbanked microentrepreneurs with lenders aiming to earn profitable, impactful investments. We use technology to reduce operational expenses and reach out to rural areas.

We were founded in 2010 as a microfinance organization and then turned into a fintech lending company in 2016. By the end of 2021, Amartha had distributed almost IDR 6 trillion in business capital to +1 million women micropreneurs in rural areas through +500 operational points across +23.000 villages in Sumatra, Java, and Sulawesi.

Today, Amartha has the best team in the head office and all operational areas, with a total of more than 4000 employees. At Amartha, We believe in always going above and beyond to empower womenpreneurs and individuals in rural areas to get access to financial solutions so they & their families can grow their business and pursue their dreams.